3 Destinations Where Cards Aren’t Always Accepted — and How to Be Prepared
You’ve booked your flights, packed your bags, and your credit card is ready for action. Or so you think. In some of the world’s most popular travel destinations, relying solely on plastic can leave you stranded—or scrambling for cash. From street food stalls to local markets, many places still operate primarily in cash. In fact, you don't need to travel further than to a Spanish beach renting a sunbed for the day before your card comes to short. Here are three destinations where a little cash goes a long way—and a simple tip to make sure you’re never caught unprepared.Thailand: More Than Just Bangkok
Bangkok may feel modern, but step away from the high-rises and tourist traps, and cash is king. Tuk-tuk rides, street food vendors, and local markets still operate almost entirely in cash. Even small souvenirs or snacks can become frustrating if you’re stuck trying to find an ATM.Traveler Insight: In Chiang Mai, a delicious bowl of khao soi cost less than the ATM fee to withdraw the cash—but without cash, there is no way to pay.
Pro Tip: Withdraw Thai baht ahead of time. Keep a mix of small bills for food and tips, and larger notes for bigger purchases. A Loomis ATM can make this quick and easy before your trip.
Bali: Warungs, Markets, and the Real Local Life
Bali is famous for resorts and Instagram-perfect beaches—but the real experience often comes at small warungs (local eateries), craft markets, or village stalls. These places rarely take cards, and even some ATMs can run out or charge high fees for international cards.Traveler Insight: Imagine walking through Ubud’s vibrant markets: handmade batik, fresh tropical fruits, and the aroma of satay—but you only have a card. Cash becomes your ticket to enjoying these local gems.
Pro Tip: Bring enough Indonesian rupiah in small denominations. This lets you tip, haggle, and try the local food without a worry. Loomis ATMs are a convenient way to stock up before takeoff.
Morocco: Souks, Spices, and Cash-Only Corners
From Marrakech to Fez, Morocco’s colorful markets are a dream for travelers. But most stalls, taxis, and small cafés don’t take cards. Even in touristy areas, locals often prefer cash for quick transactions and tips.Traveler Insight: A visit to Marrakech souk may give you trouble paying with card with many of the souk vendors. The only solution? Cash—fast.
Pro Tip: Bring Moroccan dirhams, including smaller bills. A Loomis ATM before departure ensures you’re ready for tips, market purchases, and transport, without the stress of searching for cash abroad.
Why Cash Still Matters
- — Even in popular destinations, cash helps you:
- — Pay local vendors, street food stalls, and small businesses.
- — Avoid ATM or card reader issues.
- — Tip and handle small daily expenses with ease.
- — Enjoy spontaneous purchases without friction.